FAQ’s
Medical Procedure Companion Services
Call 704-996-8008 to schedule when your doctor requires a responsible adult to be present and to avoid inconveniencing family.
Frequently Asked Questions
You may be eligible for Medicare if you meet the following requirements:
You are a US citizen or permanent legal resident for at least five years, plus one of the following:
- You are age 65 or older
- You have received Social Security disability for at least two years
- You have Lou Gehrig’s disease or permanent kidney failure
- Medicare start date: Your Medicare coverage start date depends on when you enroll, but it can begin as early as the first day of the month you turn 65 if you sign up during your Initial Enrollment Period (IEP).
- Registration options: If you miss your Initial Enrollment Period and don’t qualify for a Special Enrollment Period (SEP), you can still sign-up during the next General Enrollment Period , and coverage will start the month after you join.
- Late enrollment penalties: If you don’t enroll in Medicare during your designated enrollment window, (and don’t have another credible form of health insurance), you could face penalties. For example, Medicare Part B late enrollment penalties increase your monthly premium by 10% for every 12-month period you were eligible but didn’t sign-up for.
You’ll have Original Medicare unless you choose a Medicare Advantage Plan. Original Medicare includes two parts: Part A(hospital insurance and Part B(medical insurance) Original Medicare does not include prescription drug coverage. A Medicare Advantage plan, sometimes called part C, are offered by private companies which include Part A, Part B and prescription drug coverage.
Whether you are working or not, you will be eligible for your Medicare benefits when you turn 65 or qualify due to disability. You’ll have to decide if you want to enroll in Original Medicare or stay on your job’s plan.
Your answer may differ for Original Medicare Part A and Part B. For Part A (hospital insurance), if you’ve been paying for Medicare via payroll deductions throughout your career, you’ll generally have no premium. This means you may want to enroll in Part A when you’re first eligible. For Part B (medical insurance), most people will have a standard monthly premium when they sign up. It is $202.90 in 2026.